Student Loan Debt – It’s Not Funny Anymore Kids


Over the last year I’ve sat in Starbucks and heard many a student complain and moan, then laugh about their huge student loan debt. Well, I don’t find it the least bit funny, nor do I approve of our government paving the way to yet another bubble building exercise, but that’s what’s happening, meanwhile colleges and universities have experienced more demand than supply so they have added on new wings, new degree programs and expanded campuses, all the while raising tuition costs to; whatever the market will bear.

In some regards I find it fascinating that the left-leaning academia will continually trash on free-market capitalism while they create a Disneyland type of environment which is not based in any sort of economic reality, then have the brass nuts to tell us how to run our economy.

Now then, there was an interesting piece on MSNBC Money online news on September 2, 2013 titled; “9 Ways to Cut Your Student Loan Debt” – For many, repaying student loans is a burdensome process. Here are some programs that can lend a helping hand,” in which the article sported many novel ideas from getting scholarships to good negotiation. But I have a better idea, get a job, or quit school.

Want to know what’s even worse? Well, the Wall Street Journal has reported that “JP Morgan Will Exit the Student Loan Business,” by Dan Fitzpatrick and Robin Sidel, September 6, 2013 which noted that the company only made $200 million in 2012 from their student loan activities, and yet lent out over $6 billion. What does this mean, it means that with the number of defaults and the chances of these student loans going bad, they cannot risk the losses for such little revenue gains. Congress and the Obama Administration put in price controls, as most socialist countries due in various sectors to no avail disallowing the raising of interest rates even when more and more student loans go into default.

If the banks cannot make money in this sector or making these types of loans they will stop, once they stop there will be fewer loans. Anytime price controls are instituted, and we know this not only from history but as any good student of micro-economics, there will be shortages. JP Morgan although not the largest player in the sector, is still a well-known name and if they’ve decided to do this others will follow, just as opponents to the interest rate moratoriums had predicted, as did I. Please consider all this and think on it.

Basic Information About The Teacher Cover Letter Sample


Teacher Cover Letter Sample are meant to provide certain valuable information to the teachers. It includes the important information about the teachers like the experience, achievements, educational qualification and their other vocational training. These things are generally important at the time of a[appointment of the teachers. This cover letter provides the basic information about the teacher who is going to apply for a post of teacher. The teacher used to write their experience and other important things which should be the qualities of the teachers. These letters are used to be submitted to the higher authority during the time of interview.

Teacher cover letter sample is a kind of letter that carries all the necessary information about the teacher. Generally the teachers for the schools are selected on the basis of this type of cover letter. In this cover letter the authorities get the important or some sort of idea about the teacher. This selection is done on the basis of the experience of the teacher. The more the experience the teacher has acquired the chances of the selection of the teacher will be more confirmed. After the cover letter has been sub mitted then the selection procedure of the get started. So the teachers have to submit their basic experience on that.

All the teachers must have the knowledge about this cover letter. With the help of this letter, the teachers can get the privilege about that. This is a very important to the teachers for getting the basic knowledge about the teachers. It holds the important things about the basic academic qualification of the teacher. The experience, qualification and the ability of the teachers is very important for the selection of the teachers. The teachers are selected on the basis of that.

Teacher Cover Letter Sample gives a special advantage to the teachers. The special advantage is that their portfolio is somewhat different from the other portfolios. This port folio is very valuable as it carries much useful information about the teachers. So this article has given some information about the usefulness of teacher cover letter.

Child Relocation after Divorce

May 8, 2021

Parents and Kids

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Divorce is a stressful time for all parties involved. It is a life-changing situation especially when children are involved. The stress is exacerbated further when custodial parent relocation becomes a point of contention.

Florida Laws on Post-divorce Relocation Florida Statutes concerning relocation are focused on what is best for minor children and protecting the rights of non-custodial parents. If the relocation means moving more than 50 miles from the non-custodial parent, the relocating parent will have to inform the courts and the former spouse by using the Intent to Relocate form. The laws specify formal written consent. However, even when the other party consents, the Court may still step in to review the petition.

When the Ex-spouse Objects The non-custodial parent has 30 days to contest the petition in writing. Relocation cannot take place until after the petition has been heard and decided by a judge. Cases involving child relocation cannot normally be adjudicated in a day, so plan for a waiting period when scheduling the moving van.

Factors Considered in Custodial Parent Relocation Cases In most cases, the custodial parent’s decision to move is well intentioned. Relocation may be due to a job opportunity or the need to be closer to family who can help with childcare. Nonetheless, procedures are in place to ensure that the move will not interfere with the visitation agreement set forth in the divorce decree. The primary custodial parent must be prepared to offer alternatives should the move limit the non-custodial parent’s ability to spend time with the child.

The Court will also focus on how relocation will affect the children’s quality of life specifically their relationship with the other parent and other people important to them. Emotional, mental and physical impact of child relocation will be examined in detail during the hearings, taking into consideration the child’s age and any special needs that should be addressed.

Other relocation factors that will be taken into consideration include justifications cited by the parent contesting the petition along with any allegations of abuse or neglect on the part of either party.

The Role of a Lawyer In Relocation Cases The custodial parent needs to present a compelling case in front of the judge hearing the case. Family courts are attuned to the dynamics of divorce and would not look favorably on any party seeking to skirt the conditions of the divorce decree. It is best to consult an attorney with relevant experience, knowledge of local laws and familiarity with relocation factors to make sure that the petition moves forward in a timely manner. After all, it is in the best interests of minor children that parents are able to move on with their lives.

If you have questions regarding Florida Alimony in the State of Florida, please contact: Eric C. Cheshire (561) 655-8844 or visit our website at

Best Kids Education Place Lovely Public School Yojna Vihar


Lovely Public School is located in Yojna Vihar in New Delhi. The school aims at providing quality education to its students. The school has gradually reached the top. Latest techniques and innovations are introduced from time to time. The school is working on the holistic development of the students. The school is providing them the platform to explore and tap their talents and potential. The school was established in 1966. The school was born out of dream of ideal thinker Shri. R. P. Malik. The dream was materialized by devoted Director Principal Dr. (Mrs.) S.D. Malik.

The school is run and managed by Lovely Bal Shiksha Parishad. Its a Govt. registered society that consists of highly qualified staff and well-reputed educationists. It is an English medium co-educational institution that has classes from Nursery and Class VII. The school has highly trained highly qualified, pain staking and experienced staff. The all-round development of the student is the aim of the school.

The institution aims at imparting sound education with knowledge to its students. Qualities like co-operation, discipline, self-confidence, regularity and punctuality are inculcated in the students. The main objective of LPS is to discover the Indian culture through the development of three H- Head, Heart and Hand. The school believes in respect for all religions and moral values. The salient features of the school are low teacher-student ratio i.e. 1:25. The students get individual care as there are only 25 students in a class. The school has friendly, professional and dedicated teachers.

The students also have regular doubt clearing and problem solving sessions. The students also get to go on educational tours, regular field trips, excursions and picnics. Leadership qualities are inculcated in the students. The school also lays emphasis on moral values and spiritual teachings. Students also get training in yoga, meditation, judo-karate and skating. The school also lays stress on dance, music, clay modeling, art and craft and other co-curricular activities.

The curriculum is based on CBSE guidelines. The school also nurtures the emotional and social skills of the students. The school focuses on improvising the leadership, attentiveness, application and investigatory skills. The school has well-designed buildings that sprawl an area of few acres. The school has a Mini Appu Ghar that is set up in school for the amusement of the pre-primary students. The school has a well-stocked library and a computer lab.

The writer of this article is a school adviser in OnlineSchoolAdmissions.com and providing free of cost consultancy to parents and schools for fast and easy online school admissions in the pre-schools of India as per their choice. Parents can look for schools directory list on the site from where they can get information about Lovely Public School Yojna Vihar, top play schools in Delhi and Lovely School Yojna Vihar.

The Hardest Search of Them All College Scholarships

May 8, 2021

Graduate and Scholarships

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For some, entering college is hard enough but with all financial obligations you and your family have been going through, there is no doubt that entering college is much more difficult.

On the average, a median college and university charges $20,000 a year per student. That would not cover other personal expenses for the whole school year. For this reason, finishing or even entering college is far more difficult that you can imagine; not unless of course if your parents have been very good in making more money than you can ever spend. Nonetheless, for most students like you and most families like yours, college could be a dream.

Not anymore, with several thousands scholarships out there, you can easily go to college for less, even for free!

But you have to remember first that not all college scholarship grants are created equal. There are those that answers partial expenses. There are those that answer full. There are other college scholarships that provide the need of minorities, particular degree the student would like to take, particular race, etc.

The question right now is: How can you locate and pinpoint a particular college scholarship that is perfectly right for you?

The answer: By using college scholarship search.

College scholarship search is the best tool you can use if you want to search for a particular college scholarship that fits you and your need. College scholarship search is far better than using the conventional search engines like Google and Yahoo if you want to locate a scholarship grant.

With college scholarship search, you have the access on the online database that can contain as much as 50,000 college funding sources. You can also have an access to millions of individual awards that is equivalent to at least 3 billion dollars worth of scholarships.

To have an access on these sites, all you have to do is to enter your personal information including your name, age, birthday, address, e-mail address, citizenship, and race among others. Other college scholarship search would require you to give your academic information about yourself. This would include your past scholarship grants and awards received.

College scholarship search will give you the ultimate ease that would lead you to the best and most suited scholarship you can get. And the best thing about using this is that, you don’t have to search far and spend too much time on the web. The college scholarship search is all you need.

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Kfc Scholarship Money Award Funding For College


The KFC Scholarship Award is part of the Colonels Scholars program, and is available to many different students around the world. If awarded money from this scholarship, you will have funds which will cover the cost of tuition, books, room/board, and other fees. The maximum amount awarded per year is $5,000 and a scholar who is approved for this scholarship could receive as much as $20,000 over the course of four years towards the completion of a bachelors degree. There are certain criteria which students must meet in order to be eligible for the scholarship.

Anyone who applies for this scholarship must have recently graduated from high school and have earned a GPA of 2.75 or higher. Only students who plan on pursuing a degree in a university or state college will be eligible for this scholarship. All applicants must be legal citizens of the United States as well and demonstrate a real financial need. Those who apply will also have to turn over certain financial documents such as tax returns to prove inability to pay for a college education.

Any student who receives financial assistance through this scholarship must enroll in an accredited financial institution such as a college or university; community colleges do not count and students will not be given funds to attend one. The first step which all students must complete is the initial online application. After the application is submitted, it will be reviewed and the student will be notified if he or she is eligible. If so certain pieces of documentation will be required of semifinalists.

There are many different people who are staffed to support this program, including KFC employees and entire franchises. They are mentors which are hired to help applicants through the process, and support is available online. It is extremely important to fill out all of the information in the initial application to the best of your knowledge, so the process can move along as quickly as possible. If there are any questions or concerns, students will be able to contact staff members by email on the official website of the KFC scholarship. It is an excellent opportunity for students from all over to go to a college or university while not having to worry about going into debt. Each year there are thousands of applicants, however only a handful are selected to receive scholarship money to pay for tuition and other costs associated with a college education.

Watch the Most Profound Student-Teacher Relationship on Naruto Shippuden episode 190


The most intriguing part of the ongoing season of the series is without a doubt, the relationship that weve seen developing between Naruto, and his tutor, Jiraiya. To see more of this relationship, be sure to catch up with Naruto Shippuden 190. The episode will be entitled Naruto and the Old Soldier, and will see another lesson being learnt by Naruto as he moves a step forward to the end of his tutelage with the Grand Master, Jiraiya.

Theres no doubt that the relationship that weve seen weaving between these two characters on the Naruto Shippuden series is something that weve never seen anywhere except on the episodes of this brilliant anime. While many more relationships are often explored on regular TV series, its rarely that the teacher-student relationship is paid heed to. But the Naruto Shippuden episodes have gone on to break all conventions, and have made us delve deep into this profound relationship, making for an extremely riveting watch.

While Naruto has proven himself to be the paragon of a perfect student, Jiraiya is no less when it comes to being an ideal teacher. It can be rightly said that its impossible to find any other teacher who can even come close to matching this teachers prowess. If youre thinking that thats an overstatement, then you must not be aware of the magnificence of this teachers abilities.

Well, read on as I tell you more about them. To start with, what makes Jiraiya stand in a class apart, is the status of Toad Sage thats been granted to him. While the sage part is quite understandable considering his immense wisdom and talent, the toad part is what some may find little baffling.

The attachment of the word toad to this character comes from the fact that hes been trained by toads to utilize their secret arts. But thats not where it ends. Jiraiyas strength lies in the fact that apart from using these powers, hes also granted the privilege of being able to summon the toads during war.

If you wish to see the vigor of this character being put into play, then dont forget to get a Naruto Shippuden episode 190 download right when its available. This upcoming episode of Naruto Shippuden will see Jiraiya exhibiting his expertise as he further trains Naruto. With this training nearing an end, Naruto stands at just a stones throw away from perfection.

Episode 190 of the series will witness the finishing touches of his intensive training, and will mark the emergence of an all-new Naruto who will be well equipped with all the skills that he will need to gain victory over his foes. Dont forget to watch Naruto Shippuden episode 190 online if you miss it on TV.